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Women paying more for health insurance than men

Posted by karmalily on October 30, 2008

New findings have discovered that women are paying more for health insurance than men, sometimes costing them hundreds of dollars more annually. From the NYTimes:

In general, insurers say, they charge women more than men of the same age because claims experience shows that women use more health care services. They are more likely to visit doctors, to get regular checkups, to take prescription medications and to have certain chronic illnesses.

Marcia D. Greenberger, co-president of the National Women’s Law Center, an advocacy group that has examined hundreds of individual policies, said: “The wide variation in premiums could not possibly be justified by actuarial principles. We should not tolerate women having to pay more for health insurance, just as we do not tolerate the practice of using race as a factor in setting rates.”

Essentially, women are having to pay more because we actually take advantage of having insurance? Marcia’s right – we shouldn’t have to tolerate this.

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